Financial
Intelligence.
Built For Life.
A practical financial literacy program for schools, led by Theo — a mortgage broker who has seen firsthand how early financial choices shape the future, for better or for worse.
From mortgage broker
to financial educator.
As a practicing mortgage broker, I see the long-term impact of financial choices every single day. I work with people from all walks of life, and I've seen how early decisions—from managing a first credit card to taking on debt—can either set someone up for effortless success or create avoidable roadblocks years down the line.
That realization is exactly why I launched these interactive financial literacy workshops. Schools do a fantastic job preparing students academically, but many young adults still leave the classroom without the practical, everyday money skills needed to navigate the modern world.
My mission is to change that. By breaking down complex topics like payslips, taxes, credit scores, and the true cost of living into engaging, relatable lessons, I give students the real-world knowledge and confidence they need to take control of their financial future right from the start.
Four PillarsofFinancial Literacy
Each module breaks complex financial concepts into digestible, high-value lessons aligned with your school's wellbeing and career-readiness goals.
Earning & Taxes
Know what you actually take home.
- —Understanding pay slips line by line
- —How tax brackets actually work
- —Superannuation — what it is and why it matters now
- —Employment types: casual vs. permanent
Smart Money Habits
Build the discipline early.
- —Budgeting that actually works
- —Managing income week to week
- —Instant vs. delayed gratification
- —The psychology of spending
Borrowing & Credit
Avoid the traps that catch everyone.
- —Credit cards — the real cost of minimum payments
- —Buy Now Pay Later (Afterpay) exposed
- —How credit scores work and how to protect yours
- —Common debt traps and how to avoid them
Real-World Living
The decisions that come fast after school.
- —Buying your first car without getting burned
- —Moving out and the true cost of living
- —Real cost-of-living examples with real numbers
Designed to fit
your timetable.
Practical, engaging, and aligned with your school's wellbeing and career-readiness goals.
Flexible to fit your school timetable. Theo adapts the depth and pace based on the time available.
Classroom settings (15–35) offer the best engagement. Larger year-level assemblies (100+) can also be accommodated.
Single sessions or multi-session half-days. Theo works with your timetable.
Bring Theo to
your school.
Tell us a bit about your school and what you're looking for. Theo will follow up to confirm availability and tailor the session.